Pre-Approval

Mortgage Pre-Approval

Home buyers need mortgage to close the deal. If you are planning to buy a home, consider getting pre-approved for your mortgage before you start shopping for a home. Getting pre-approved through ProFunding can give you a significant advantage while you’re shopping for a home. When you are pre-approved, you will have a commitment in advance from the lender to give you a certain amount of mortgage at specific interest rate. It also gives you a hands-down advantage in negotiating confidently with the seller.

With a pre-approval, you get written confirmation of a maximum loan amount – so you know just how much you will be able to finance. This confirmation can help increase your bargaining power with the seller, since it’s like having “cash-in-hand.” And, once you find the perfect home, your transaction should close more quickly and easily.

Benefits of Pre-approval

  • Spend more time in seeing more houses.
  • Give offer for home of dream confidently.
  • More bargaining and negotiating power.
  • Enjoy flexibility in closing.

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