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What is Super Visa Insurance?

Reuniting Families:

Welcoming parents or grandparents to Canada for an extended stay is a cherished milestone for many families. However, unlike a standard visitor visa, the Super Visa allows eligible loved ones to stay for up to five years at a time. To facilitate these long-term reunions, the Canadian government requires a specialized form of protection: Super Visa Insurance

What is it exactly?

Super Visa Insurance is a mandatory private medical insurance policy.

Because visitors are not covered by Canada's public healthcare system, this insurance acts as a financial safety net for both the visitors and their Canadian sponsors.

 

Non-Negotiable Requirements

To meet the standards set by Immigration, Refugees and Citizenship Canada (IRCC), a policy must adhere to several strict criteria:

  • Minimum Coverage: At least $100,000 CAD in emergency medical coverage.
  • Duration: The policy must be valid for at least one full year (365 days) from the date of entry.
  • Proof of Payment: You must provide proof that the premium was paid in full; quotes or unpaid monthly plans are generally not accepted for the application.
  • Approved Providers: Policies must be from a Canadian insurance company or an approved foreign insurer.

What Does it Cover?

Most standard plans focus on emergency medical care, including:

  • Hospitalization fees and semi-private rooms.
  • Diagnostic services such as X-rays and lab tests.
  • Emergency dental care and prescription drugs.
  • Repatriation in the event of a medical emergency or death.

Securing the right policy isn’t just a "checkbox" for your visa application—it’s a critical tool for protecting your family’s financial stability against Canada's high non-resident healthcare costs, which can exceed $7,000 for a single hospital stay.

Are you ready to Compare Quote or check if a specific pre-existing condition is covered under these plans?

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