Welcoming parents or grandparents to Canada for an extended stay is a cherished milestone for many families. However, unlike a standard visitor visa, the Super Visa allows eligible loved ones to stay for up to five years at a time. To facilitate these long-term reunions, the Canadian government requires a specialized form of protection: Super Visa Insurance
What is it exactly?
Super Visa Insurance is a mandatory private medical insurance policy.
Because visitors are not covered by Canada's public healthcare system, this insurance acts as a financial safety net for both the visitors and their Canadian sponsors.
Non-Negotiable Requirements
To meet the standards set by Immigration, Refugees and Citizenship Canada (IRCC), a policy must adhere to several strict criteria:
Minimum Coverage: At least $100,000 CAD in emergency medical coverage.
Duration: The policy must be valid for at least one full year (365 days) from the date of entry.
Proof of Payment: You must provide proof that the premium was paid in full; quotes or unpaid monthly plans are generally not accepted for the application.
Approved Providers: Policies must be from a Canadian insurance company or an approved foreign insurer.
What Does it Cover?
Most standard plans focus on emergency medical care, including:
Hospitalization fees and semi-private rooms.
Diagnostic services such as X-rays and lab tests.
Emergency dental care and prescription drugs.
Repatriation in the event of a medical emergency or death.
Securing the right policy isn’t just a "checkbox" for your visa application—it’s a critical tool for protecting your family’s financial stability against Canada's high non-resident healthcare costs, which can exceed $7,000 for a single hospital stay.
Are you ready to Compare Quote or check if a specific pre-existing condition is covered under these plans?